OpenBudget Overview, Features & Pricing (2026)

OpenBudget is a financial tool that connects your bank accounts to AI, allowing you to ask real questions about your spending, budgets, and financial trends. With support for over 10,000 banks and cards, it provides an easy setup to keep your finances organized and current in your preferred spreadsheets like Google Sheets and Excel.

Ideal for individuals looking to streamline their budgeting and investment tracking, OpenBudget allows users to categorize expenses automatically, track debts, and view account balances seamlessly. By using AI, like Claude or ChatGPT, you can create personalized finance management experiences that help you make informed financial decisions with ease.

• AI Integration — Connect Claude or ChatGPT for personalized financial insights.
• Sync with Spreadsheets — Automatically update your Google Sheets and Excel with current transactions.
• Automatic Categorization — Save category rules for consistent categorization of transactions.
• Investment Tracking — Connect brokerage and retirement accounts to monitor investment activities.
• Scheduled Check-Ins — Automate recurring tasks like spending summaries and bill checks.
• Bank-grade Security — Your credentials remain secure with Plaid and are not stored on OpenBudget servers.

OpenBudget offers a 7-day free trial for new users. After the trial, you can choose from two subscription tiers. The Base plan is priced at $5 per month (billed as $60 annually) and allows connecting up to 10 institutions, while the Investor plan is $8.25 per month (billed as $99 annually) and supports up to 15 institutions. For detailed pricing and plans, please visit the official pricing page.